# Eastern Municipal Water District: Facilities Agreements, Bonds and Insurance

URL: https://mycontractorsinsurancequote.com/construction-surety-bonds/public-agency-contractor-requirements/eastern-municipal-water-district
Updated: 2026-10-29 · Reviewed by the Principal, Gleason Insurance Brokers, LLC
Publisher: My Contractors Insurance Quote, a website of Gleason Insurance Brokers, LLC

Eastern Municipal Water District, in guidelines dated April 2, 2025, requires developers to enter a Standard Facilities Agreement to build public facilities and to have insurance submitted and approved before the District accepts the executed agreement package. Its submittal list adds developer and contractor insurance and performance and payment bonds, and its developer form for pumping equipment calls for a two-year maintenance bond. Bond percentages and insurance limits are not posted publicly, so they are confirmed with the District for each project.

## Key Decision Points
- Guidelines dated April 2, 2025, require a Standard Facilities Agreement to build public facilities.
- Insurance must be submitted and approved before the District accepts the executed agreement package and deposit.
- Performance and payment bonds and developer and contractor insurance are due before a pre-construction conference.
- A developer maintenance bond for pumping equipment covers defects that appear within two years.
- Bond percentages and insurance limits sit in the District's customer portal and are confirmed with the District.

## The Standard Facilities Agreement

Eastern Municipal Water District is based in Perris in Riverside County, and its Development Services Department and Facility Design Guidelines carry page footers reading Rev. 04/02/2025. Section 4 of the guidelines says a developer must enter into a standard construction facilities agreement with the District to build public facilities. That agreement is the anchor document for the bonds, insurance and deposits that follow.

Section 6.B addresses tract sales. A buyer of a tract assumes the existing Standard Facilities Agreement, and a new builder may need to post its own deposits. A builder picking up lots from a land developer typically asks early which bonds and deposits stay with the seller and which it must replace, because the surety needs to know whose credit stands behind each instrument.

Other water districts and state transportation departments are compared in [state DOT and special-district contractor requirements](https://mycontractorsinsurancequote.com/construction-surety-bonds/public-agency-contractor-requirements).

## Documents Due Before the Pre-Construction Conference

The District's boilerplate documents page says the developer shall submit listed documents for acceptance before a pre-construction conference can be scheduled. The list names the Standard Agreement, developer and contractor's insurance, performance and payment bonds and the EN-25 Subcontractor/Worker Classification form. The same page lists a C22 Contractor Registration form dated 04/2026.

The page does not state the bond percentages, and the District's bond forms and developer-bid specification were not readable as public text. Treat the amount of each bond as something to confirm with the District for the specific agreement rather than assuming a figure from another agency. Bonding is subject to the surety's own underwriting of the developer and its indemnitors.

For how a surety typically underwrites these bonds, see [performance bonds for developer-built facilities](https://mycontractorsinsurancequote.com/construction-surety-bonds/performance-bonds).

### Illustrative scenario: A Riverside County Tract with a Lift Station

Harvest Bluff Homes buys 220 lots in the District's service area from a land developer and assumes the existing Standard Facilities Agreement, but the District asks the new builder to post its own deposits. The scope includes a sewer lift station and an oversized water main the District will help pay for, so part of the pipe work falls under prevailing wage. The builder's first submittal is returned as incomplete because the insurance had not yet been approved, which delays the pre-construction conference. The surety reviews the performance, payment and two-year pumping equipment bonds together once the District confirms the amounts. These details are hypothetical; a real program depends on the agency, the surety or carriers and the firm's own risk.

## Insurance Approved Before the Agreement Package Is Accepted

Section 6 of the guidelines says insurance must be submitted and approved prior to acceptance of an executed agreement package and deposit, and that executed agreement submittals without insurance will be considered incomplete. Insurance therefore sits on the critical path: a missing endorsement can hold up the agreement, and with it the pre-construction conference.

The developer insurance limits, listed as Insurance Requirements Exhibit L, now sit in the District's EnerGov customer portal and were not readable for this page, so confirm the limits and additional insured wording with the District. The District's separate C23 contractor insurance certificate form, dated 10/2019, says insurance stays in place for the life of the contract including the guarantee period. It does not accept an aggregate cap, a professional employer organization or a self-insurance plan. That form belongs to the District's own contract set, and whether it applies to a developer agreement is a question for the District.

When a developer considers a project-specific program, see [project-specific liability insurance](https://mycontractorsinsurancequote.com/project-specific-liability-insurance).

## The Two-Year Maintenance Bond for Pumping Equipment

The District's C14D form, a maintenance bond for pumping equipment by the developer dated 11/2015, says the developer must remedy any defects due to faulty materials or workmanship that appear within two years. The penal sum is left blank on the form, so the amount is set for each project.

The boilerplate page also lists a maintenance warranty form for water pipelines 4 inches and larger. A developer with a lift station or booster pump in its scope should expect the two-year pumping equipment bond in addition to the guarantee on the pipe, and should line up its contractor and equipment supplier warranties to match.

For security that runs after acceptance, see [maintenance and warranty bonds](https://mycontractorsinsurancequote.com/construction-surety-bonds/maintenance-warranty-bonds).

## Encroachment Licenses and Temporary Easement Deposits

Section 4 of the guidelines says encroachment into existing District easements may only be allowed upon review and acceptance through a District encroachment license. A cash deposit is required before facilities are installed in temporary easements.

These are District instruments, separate from street permits issued by cities, Riverside County or Caltrans. A grading or drainage contractor whose work crosses a District easement typically needs the license in hand before mobilizing, even when its city permit is already issued.

City, county and Caltrans right-of-way permits are explained in [California encroachment permit bonds](https://mycontractorsinsurancequote.com/construction-surety-bonds/encroachment-permit-bonds/california).

## Approved Contractors, Licenses and Prevailing Wage

The guidelines say hot taps shall be conducted by an EMWD-approved contractor, and for recycled-water irrigation work the contractor provides copies of its contractor licenses at the pre-construction conference under Section 5. A contractor that is not on the approved list for hot taps typically needs a qualified subcontractor for that step.

Section 3.H says that when the District shares the cost of oversizing a facility, the related work shall comply with State of California prevailing wage and public works standards. A developer-built main can therefore carry public works obligations for part of its scope, which affects payroll records, subcontract terms and the contractor's bond and insurance conversations.

For the bond rules on California public works, see [California public works bond statutes](https://mycontractorsinsurancequote.com/construction-surety-bonds/public-works-bond-requirements/california).

## Planning District Work Alongside Riverside County Conditions

A tract in the District's Riverside County service area typically carries county or city improvement security, a flood control permit or deposit and the District's agreement, bonds and insurance at the same time. Each agency sets its own forms and release terms, and an instrument accepted by one does not substitute for another.

A single schedule of every bond, deposit, license and insurance submittal, with the obligee, the amount and the release condition for each, tends to shorten surety underwriting and keeps the District's insurance approval from becoming the last item before the pre-construction conference.

County requirements that sit beside the District's are explained in [Riverside County improvement bonds and permit deposits](https://mycontractorsinsurancequote.com/california/metros/inland-empire/riverside-county).

## Before You Ask for a Quote

### What to Gather
- The Standard Facilities Agreement and any agreement being assumed from a seller
- Insurance Requirements Exhibit L and additional insured wording from the District portal
- The bond amounts the District sets for the performance, payment and maintenance bonds
- The EN-25 Subcontractor/Worker Classification form and C22 Contractor Registration
- Contractor licenses and any EMWD-approved hot tap contractor
- Oversizing reimbursement terms that trigger prevailing wage

### What to Ask the Insurer or Surety
- What bond percentages does the District require under our agreement?
- What insurance limits and endorsements does Exhibit L call for on this project?
- Which deposits and bonds stay with the seller if we assume the agreement?
- Does the C23 insurance form apply to our developer agreement?
- Does our scope include pumping equipment that needs the two-year maintenance bond?
- Does any of the work cross a District easement that needs an encroachment license?

## Broker Notes

**Quick Answer:** Eastern Municipal Water District requires a Standard Facilities Agreement, insurance approved before the agreement package is accepted and performance and payment bonds before a pre-construction conference, with a two-year developer maintenance bond for pumping equipment.

**Common Mistake:** Sending the executed agreement before the insurance is approved. The guidelines say submittals without insurance will be considered incomplete.

**Broker Perspective:** Bond percentages and insurance limits are in the District's customer portal, so a broker typically asks the District for Exhibit L and the bond amounts before quoting either side.

**Coverage Impact:** Insurance limits for developer work are not published on the District's public pages, and whether a policy responds to a facility claim depends on the policy form, the agreement and the facts.

## Questions Buyers Ask

### What agreement does EMWD require before a developer builds public facilities?

A Standard Facilities Agreement. The District's guidelines dated April 2, 2025, say you must enter into a standard construction facilities agreement with the District to build public facilities, and a tract buyer assumes the existing agreement.

### What percentage of the work do EMWD performance and payment bonds cover?

The District's public pages list performance and payment bonds as required submittals but do not state the percentages, and the bond forms were not readable as public text. Confirm the amounts with the District for your agreement.

### When does EMWD need our insurance?

Before the District accepts the executed agreement package and deposit. The guidelines say insurance must be submitted and approved first, and that executed agreement submittals without insurance will be considered incomplete. The limits sit in Exhibit L in the customer portal.

### How long is the EMWD maintenance bond on a lift station or pump?

The District's C14D maintenance bond for pumping equipment, by the developer, covers defects due to faulty materials or workmanship that appear within two years. The penal sum is blank on the form and is set for each project.

### Does prevailing wage apply to a developer-built EMWD main?

It can. Section 3.H of the guidelines says that when the District shares the cost of oversizing, the related work shall comply with California prevailing wage and public works standards. Confirm the scope with the District.

## Official Sources

1. [EMWD Development Services Department and Facility Design Guidelines (Rev. 04/02/2025)](https://content.emwd.org/sites/default/files/2025-04/Development%20Services%20Department%20and%20Facility%20Design%20Guidelines.pdf), Eastern Municipal Water District. Standard facilities agreement; insurance approved before acceptance of the executed agreement package; incomplete submittals without insurance; encroachment license and temporary easement deposit; EMWD-approved hot tap contractor; contractor licenses at pre-construction; prevailing wage on shared oversizing (Section 3.H); tract assumption and new builder deposits (Section 6.B) Verified 2026-10-26.
2. [EMWD Boilerplate Documents for Engineering Provisions](https://www.emwd.org/work-us/construction/capital-improvement-project-standards/emwd-boilerplate-documents-engineering), Eastern Municipal Water District. Documents due before a pre-construction conference: Standard Agreement, developer and contractor insurance, performance and payment bonds, EN-25 form; C22 Contractor Registration (04/2026); C14D maintenance bond; pipeline maintenance warranty form Verified 2026-10-26.
3. [EMWD Form C14D, Maintenance Bond for Pumping Equipment by Developer (11/2015)](https://content.emwd.org/sites/default/files/migrate-documents/00048_c14d_maintenance_bon.pdf), Eastern Municipal Water District. Two-year developer maintenance bond for defects in materials or workmanship; penal sum left blank Verified 2026-10-26.
4. [EMWD Form C23, Contractor's Proof of Insurance Certificate (10/2019)](https://content.emwd.org/sites/default/files/migrate-documents/00058_c23_contractors_proof_of_insurance_certificate.pdf), Eastern Municipal Water District. Insurance kept for the life of the contract including the guarantee period; aggregate cap, PEO or self-insurance plan not acceptable; form belongs to the District contract set Verified 2026-10-26.

## Related Decisions

- [Inland Empire developer and contractor insurance](https://mycontractorsinsurancequote.com/california/metros/inland-empire)
- [water and sewer contractor insurance and bonds](https://mycontractorsinsurancequote.com/who-we-serve/civil-underground-utilities/water-and-sewer-contractors)
- [Las Vegas Valley Water District developer rules](https://mycontractorsinsurancequote.com/construction-surety-bonds/public-agency-contractor-requirements/las-vegas-valley-water-district)
- [Truckee Meadows Water Authority contractor rules](https://mycontractorsinsurancequote.com/construction-surety-bonds/public-agency-contractor-requirements/truckee-meadows-water-authority)
- [California subdivision improvement bonds](https://mycontractorsinsurancequote.com/construction-surety-bonds/subdivision-improvement-bonds/california)

---

Start a quote request: https://mycontractorsinsurancequote.com/get-a-quote · Call 844-978-7283

Contract and insurance reviews are a courtesy service that may be available at times, depending on our workload and on the size, timing and complexity of the project. A review is not guaranteed and is limited to insurance considerations. It is not legal advice and is not a substitute for advice from your own legal counsel, which you may need before signing a contract or obtaining coverage.

Insurance and surety services are provided through Gleason Insurance Brokers, LLC. Site information is educational and does not constitute legal advice, a binder, an offer of coverage, a guarantee of eligibility or confirmation of policy terms. Insurance conditions are governed by actual issued policies; surety rights and obligations are governed by bond and indemnity documents.
